Limited Medical Plans

A Limited Medical Plan is an affordable, defined benefit plan, providing non-catastrophic coverage for many useful day-to-day healthcare needs. Limited Medical plans can provide cost effective protection for either full or part-time employees. Because the plans are not catastrophic major medical coverage, our carriers can offer several very attractive features such as:


  1. Affordable premiums
  2. Lower than "standard" participation requirements
  3. No pre-existing limitations
  4. First dollar benefits
  5. No penalty for using "out-of-network" providers

The Market Opportunity:


  1. Employers can use these plans to help recruit and retain
  2. Studies show offering even limited plans improve morale and reduce absenteeism
  3. Offering Limited Medical plans help employers keep up with their competitors

Limited Medical plans are ideal for employees with no coverage now, especially:


Services Unique to Southeastern Agency:


  1. Website created for each client
  2. Customized, full-color brochure for sales presentation
  3. Telephonic or online enrollment
  4. Personal Benefit Advisor service: a "health plan coach" for each employee
  5. Prescription Drug Cost Management Plan: Searches for the lowest costing alternatives for all medications

Sample Plan PDF (pdf/115 kb)
Sample Brochure PDF (pdf/1428 kb)
Prescription Cost Management PDF (pdf/41 kb)

To find out more about Limited Medical plans, contact:

Teresa Montle () or Tom Kostohryz () at 1-800-333-5394